Gross Income Mortgage Calculator

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Question: Gross Income vs. Adjusted Gross Income?

When applying for a Home Loan which Income is used to determine how much loan you would be approved of Gross Income or Adjusted Gross Income. I have 401k, health insurance and my husband has business expenses. I am trying to input the figures in an online Mortgage Calculator to get some figures.




Answer: Generally gross income!

To be conservative, use your AGI!

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